Blog – Page 3 – Darko Pavic – Global Retail & Fiscalization Expert

Business, Technology

By Darko Pavic
November 26, 2025

3 things I don’t like when solution providers talk about them

I want to share 3 more technical points that I really don’t like when solution providers use them as a main argument to sell their solutions. I am speaking in general: this is valid...

Fiscalization

By Darko Pavic
November 24, 2025

Why More POS Vendors See Fiscalization As a Competitive Advantage, And Why Many Still Struggle To Deliver It

For years, point-of-sale applications focused on features that retailers could see and touch: promotions, loyalty, UX, integrations, mobile apps.Fiscalization and compliance sat in the background, a painful necessity, not a selling point. That has...

Retail

By Darko Pavic
November 15, 2025

New Chinese optical quantum chip, comparison with Google’s chip and what it means for retail.

Summary of the Chinese Optical Quantum Chip The article from Tom's Hardware discusses a breakthrough in Chinese quantum computing technology: an optical quantum chip developed by the Chip Hub for Integrated Photonics Xplore (CHIPX),...

Retail

By Darko Pavic
November 11, 2025

What Hungary’s New E-Receipt System (Nyugtatár) Means for Retailers and POS Solution Providers

As a retail tech enthusiast, I've been following fiscalization trends across Europe, and Hungary's evolving system stands out for its push toward full digital compliance. Today, let's dive into Nyugtatár, the Hungarian "Receipt Archive"...

Retail

By Darko Pavic
November 10, 2025

Analysis and Comparison of Visa and Mastercard’s Latest Results (Fiscal Q4 2025 for Visa; Calendar Q3 2025 for Mastercard)

Card payments are a core engine of retail, and often a true business driver. That’s why I always track the market leaders, Visa and Mastercard. Their latest numbers are especially interesting, so I took...

Fiscalization

By Darko Pavic
November 7, 2025

SoftPOS: The Most Promising Innovation in Retail Payments and One of the Hardest to Scale Globally

The rise of SoftPOS (Software Point of Sale) represents one of the most transformative shifts in retail payments in the last decade. By turning an ordinary smartphone into a certified payment terminal, SoftPOS promises...

Business

By Darko Pavic
October 27, 2025

When Expanding Makes No Sense: Lessons from Our E-Invoicing Analysis

Every company looking to grow faces the same exciting yet risky question: Should we enter a new market or develop a new product? Recently, we at Fiscal Solutions asked ourselves exactly that.E-invoicing is becoming...

Retail

By Darko Pavic
October 12, 2025

Apps in ChatGPT: The Next Revolution, and What It Means for Retail

On October 6, 2025, OpenAI introduced apps inside ChatGPT, tools you can literally chat with. It sounds simple, but the idea is profound. This is a credible path to a super-app: one conversational interface...

Retail

By Darko Pavic
September 29, 2025

Fiscalization Doesn’t Have to Be a Burden

Most retailers experience fiscalization as a late surprise: a new rule lands, deadlines close in, teams react ad hoc. In that mode, compliance feels like a barrier and often becomes a blocker. The shift...

Retail

By Darko Pavic
September 23, 2025

The Fiscalization Compliance Maturity Model

If you’re a retailer or a POS software vendor, you can handle compliance in very different ways, and the way you do it determines whether you struggle with complex requirements or turn them into...