Retail

Retail

By Darko Pavic
November 10, 2025

Analysis and Comparison of Visa and Mastercard’s Latest Results (Fiscal Q4 2025 for Visa; Calendar Q3 2025 for Mastercard)

Card payments are a core engine of retail, and often a true business driver. That’s why I always track the market leaders, Visa and Mastercard. Their latest numbers are especially interesting, so I took...

Retail

By Darko Pavic
October 12, 2025

Apps in ChatGPT: The Next Revolution, and What It Means for Retail

On October 6, 2025, OpenAI introduced apps inside ChatGPT, tools you can literally chat with. It sounds simple, but the idea is profound. This is a credible path to a super-app: one conversational interface...

Retail

By Darko Pavic
September 29, 2025

Fiscalization Doesn’t Have to Be a Burden

Most retailers experience fiscalization as a late surprise: a new rule lands, deadlines close in, teams react ad hoc. In that mode, compliance feels like a barrier and often becomes a blocker. The shift...

Retail

By Darko Pavic
September 23, 2025

The Fiscalization Compliance Maturity Model

If you’re a retailer or a POS software vendor, you can handle compliance in very different ways, and the way you do it determines whether you struggle with complex requirements or turn them into...